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The information displayed on this website is a general information sheet and should not be used or relied on as legal or other professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. 

This website and all content, material, information, suggestions, advice, names, text, graphics, pictures, logos, icons, images, links products, services, third-party products or third-party services and all other objects (hereinafter referred to as 'content') is owned, operated, developed and managed by Elmarie Vos (


The content on this website is provided as a service to the visitors and may be used for informational purposes only.


The content is provided on an 'as is' basis, without any representation or endorsement made and without warranty or guarantee of any kind, whether expressed or implied, including without limitation; any warranty of merchantability, non-infringement of intellectual property rights, completeness, compatibility, reliability, accuracy, security, satisfactory quality, suitability or fitness for any particular purpose. 

The duplication of the information provided on this website is strongly forbidden. Elmarie Vos is open to taking endorses on this web page. Please verify the authenticity and suitability of all information before undertaking any reliance.

This site is subject to periodic update and revision. This disclaimer is applicable to all past, present and any future versions of this site.  maintains the right to delete or modify information on this site without prior notice.


You agree that, directors, officers, employees, agents, sponsors, consultants, business partners or other representatives ('service providers') of shall not be responsible or liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or any other damages (including without limitation loss of profits, loss or corruption of data, loss of goodwill, work stoppage, computer failure or malfunction, or interruption of business) under any contract, negligence, strict liability or other theory arising out of or relating in any way with the use of the site or in reliance of the information available on the site, site-related services, or any products or services offered or sold or displayed on this site.


If above-mentioned terms and conditions are not accepted in full, the access and use of the website must be discontinued immediately


Protecting your privacy is very important to us. We do everything we reasonably can to protect your rights of privacy on systems and websites controlled by us, but we are not liable for any unauthorized or unlawful disclosures of your personal and confidential information made by third parties who are not subject to our control, for example, advertisers and websites that have links to our site. You should take note that the information and privacy practices of our business partners, advertisers, sponsors or other sites to which we provide hyperlinks, may be different from ours.

Links to external site: Do not assume that external sites will abide by the same privacy policy to which adheres. It is the responsibility of the user to examine the copyright and licensing restrictions of linked pages and to secure all necessary permissions.

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